Where to Start
- Determine How Much You Can Spend
- Save for a Down Payment
- Check Your Credit
- Get Pre-Approved for a Home Loan
Steps to Finding Your Dream Home
Be Ready to Make an Offer
House shopping is an exciting time!
Get pre-approved for a loan first so you can be ready to make an offer when you find a home you love.
In order to be pre-qualified, a lender may or may not check your credit score and won't require documentation, only going off what you tell them. This will give you an idea of what you could qualify for, but when you're serious about buying, you'll need to get pre-approved.
To be pre-approved, the lender will pull your credit and ask you for documentation to verify your finances. Before making an offer on a house, it is best to get pre-approved to show sellers your offer is serious and that a lender has already approved you for enough money to purchase the home.
In today's Real Estate Industry, there is no time to sit and wait. You need an action-powered, solution-oriented team and that is our mission. Let us help you!